Tell me where you are and what you’re working toward. You’ll review your answers before sending.
Check the highlighted fields
0 / 500
For a 2–4 unit property
For a 2–4 unit property
Your existing first mortgage
Your existing second mortgage or HELOC
For a 2–4 unit property
Because your current loan is a VA loan
Because you have a second lien
Because you have a second lien
Because you have a second lien
Because you want cash out or to pay other debt
Other people applying with you
W-2 income details
Most recent late payment
Bankruptcy details
Foreclosure details
Short sale / deed-in-lieu details
Going back keeps applicable answers while this page stays open.
Review. Here’s what you’ve told me
Change anything that looks off. Nothing has been sent yet.
Check the highlighted answers
This section is unavailable. Contact Shane directly.
This section is unavailable. Contact Shane directly.
This section is unavailable. Contact Shane directly.
This section is unavailable. Contact Shane directly.
This section is unavailable. Contact Shane directly.
Online sending is unavailable until verification is configured. Your answers stay here. Ask Shane or contact Shane directly.
Check before sending
Your answers are preserved
Thanks. I’ve got your scenario.
Reference confirms that your scenario was received. It is not an approval, pre-approval, rate lock, credit decision, or commitment to lend. I’ll follow up using your preferred contact method.
Sending this form is an initial mortgage inquiry. It does not by itself constitute a completed mortgage application and is not a pre-approval, rate lock, credit decision, or commitment to lend. If you decide to apply, you can continue to the secure mortgage application.
By providing your phone number and submitting this form, you consent and provide your electronic signature authorizing PBT Bancorp and its representatives, including Shane Milne, to contact you at the number provided by call or SMS/MMS text message, including through automated dialing technology and prerecorded, artificial, or AI-generated voice messages for marketing purposes. Consent is not required to obtain products, services, or financing from PBT Bancorp. Message and data rates may apply. Message frequency may vary. Reply HELP for help or STOP to opt out. See PBT Bancorp’s Terms of Use and Privacy Notice.